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Mortgage comparison: 15 years vs. 30 years
Mortgage comparison: 15 years vs. 30 yearsDetermining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Definitions
- Mortgage amount
- Original or expected balance for your mortgage.
- Interest rate
- Annual interest rate for your mortgage. Interest rates are generally lower for shorter term mortgages.
- Marginal tax rate
- This is your combined state and federal tax rate. This is used to calculate your potential income tax savings by deducting your mortgage interest.
- Monthly payment
- Monthly principal and interest payment (PI). Both 30 year and 15 year mortgages are shown.
- Total payments
- Total of all monthly payments over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.
- Total interest
- Total of all interest paid over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.
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TODO PRECIO SUJETO A AJUSTE,SIN NOTIFICACION PREVIA, TODA PROPIEDAD ANUNCIADA Y/O LISTADA FUERA DE PR ESTA A LA VENTA POR UN AGENTE CON LICENCIA EN DICHA AREA NO POR S M COLL CAMALEZ (PODRIA HABER EXCEPCION DE QUE EL DUENO RESIDA EN PR O QUE SE ANUNCIE LA DISPONIBILIDAD DE ALGUNA PROPIEDAD, EN ESTE CASO S COLL CAMALEZ LO REPRESENTA A VD Y NO AL VENDEDOR )TODO PRECIO Y/O DISPONIBILIDAD ESTA SUJETO A AJUSTE O CAMBIO SIN NOTIFICACION.EL DUENO DE LA PROPIEDAD TIENE EL DERECHO A SACAR LA PROPIEDAD DEL MERCADO SIN NOTIFICARNOS Y NO PODEMOS SER RESPONSABLE POR ESTO. PUEDE VISITAR NUESTRA OTRA PAGINA WWW.COLLCAMALEZ.COM, GRACIAS.
ESTA PAGINA ES PUBLICADA EN UN SERVER FUERA DE PR, MI NUMERO DE LICENCIA DE CORREDOR DE BIENES RAICES ES EL 12376 DE PUERTO RICO, SOY SANTIAGO M COLL CAMALEZ DIAZ
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